New Reserve Bank of India rules effective October 1, 2026, require commercial banks to publish bulk deposit interest rates on their websites by 10 AM every business day.
Banks are permitted a 10-minute grace period until 10:10 AM for updates and must maintain rate consistency for similar deposits across all branches and customers.
The framework retains banks' flexibility to offer differential interest rates based on run-off rates under the Liquidity Coverage Ratio framework.